Introduction

This Privacy Policy describes in detail how NXT Pay LLC ("we," "us," or "our") collects, uses, protects, and discloses your personal information collected through the NXT Pay mobile application available via Apple App Store, Google Play Store, and Meta Platform.

By using our application, you consent explicitly to the collection and use of your data as described herein.

1. Information We Collect

1.1 Personal Information

We collect personal information necessary for account creation, including but not limited to:

• Full name
• Email address
• Phone number
• Date of birth (for age verification and compliance)

1.2 Financial Information

To process payments securely, we collect financial information such as:

• Credit or debit card details
• Bank account information
• Transaction histories

1.3 Technical and Usage Data

We automatically collect technical information when you use our application, including:

• IP address
• Device type, operating system, and identifiers
• Login data, frequency of use, and feature interactions
• App performance data and crash logs

1.4 Location Information

If enabled, we collect precise location data to enhance security, validate transactions, and deliver location-based services.

2. How We Use Collected Information

• Providing, managing, and maintaining the NXT Pay application and services.
• Ensuring secure financial transactions and fraud prevention.
• Improving user experiences through personalization and feature enhancements.
• Communicating important notifications, service updates, and marketing promotions.
• Complying with legal requirements, responding to governmental requests, or court orders.

3. Disclosure and Sharing of Your Information

Your privacy is important to us; thus, we do not sell or lease your personal data to third parties. However, your information may be shared with:

• Authorized third-party service providers, including payment processors, financial institutions, analytics providers, and security services.
• Law enforcement or regulatory authorities when required by applicable laws.
• In case of mergers, acquisitions, or sale of company assets.

4. Data Security

We employ advanced technical and administrative safeguards such as encryption, multi-factor authentication, firewall protections, secure servers, and regular security audits to protect your personal information from unauthorized access, disclosure, alteration, or destruction.

5. Children’s Privacy

The NXT Pay app is strictly not intended for use by individuals under the age of 13. We do not knowingly collect personal data from minors, and any discovered data from minors will be promptly deleted.

6. Your Privacy Rights

You have the right to access, correct, update, or request deletion of your personal information. Additionally, you can object to or restrict certain processing activities. To exercise these rights, please contact us directly using the details provided below.

7. Changes to this Privacy Policy

We reserve the right to update this policy periodically. Changes will be communicated via email or within the app. Your continued use after updates signifies acceptance of these changes.

8. Contact Information

If you have any questions or concerns regarding this Privacy Policy, please contact:

NXT Pay LLC
129 90South St , New Cairo , Egypt
Phone: +20 1500993792
Email: privacy@nxtpay.com